Pays for itselfFits 3 partner lending programs

101 Ne 63rd St, Miami, FL 33138

Miami, FL 33138 · 3 bd · 1 ba · 1,128 sqft · Single Family · 138 days on market

The math, in full

Asking price
$400,000
Down payment (15%)
$60,000
Loan amount
$340,000
Est. monthly rent
Range $5,695–$7,705/mo
$6,700/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$3,286/mo
Cashflow ratio (DSCR)
$6,700 rent ÷ $3,286 payment
2.04
Monthly cashflow
What's left after the payment
+$3,414/mo

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33138, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$60,000

15% down on $400,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.