1012/1014 E Gulf Dr, Sanibel, FL 33957

Sanibel, FL 33957 · 4 bd · 2 ba · 1,452 sqft · Townhouse · 487 days on market

The math, in full

Asking price: $899,000
Down payment (15%): $134,850
Loan amount: $764,150
Est. monthly rent: $9,250/mo; Range $7,863 to $10,638/mo
Monthly payment, all-in: $7,385/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.25; $9,250 rent ÷ $7,385 payment
Monthly cashflow: +$1,865/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 33957, from current market comps, not a per-property guess. Medium confidence: a moderate number of comparable rentals in this zip.

Cash to start

$134,850

15% down on $899,000

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.