Pays for itselfFits 2 partner lending programs

1012 Elmwood Dr, Guthrie, OK 73044

Guthrie, OK 73044 · 3 bd · 1 ba · 1,080 sqft · Single Family · 107 days on market

The math, in full

Asking price
$167,900
Down payment (15%)
$25,185
Loan amount
$142,715
Est. monthly rent
$1,695/mo
Range $1,441–$1,949/mo
Monthly payment, all-in
$1,211/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.40
$1,695 rent ÷ $1,211 payment
Monthly cashflow
+$484/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 73044, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$25,185

15% down on $167,900

Clayhouse Mortgage — OklahomaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 2 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.