Pays for itselfFits 3 partner lending programs

DSCR investment property · Marco Island

1020 S Collier Blvd, Apt 402, Marco Island, FL 34145

Marco Island, FL 34145 · 4 bd · 3 ba · 1,886 sqft · Condo · 228 days on market

The math, in full

Asking price
$1,099,000
Down payment (15%)
$164,850
Loan amount
$934,150
Est. monthly rent
$13,500/mo
Range $11,475 to $15,525/mo
Monthly payment, all-in
$10,764/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.25
$13,500 rent ÷ $10,764 payment
Monthly cashflow
+$2,736/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 34145, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$164,850

15% down on $1,099,000

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria. This one fits 3 programs.
  • Qualifies on the property's rent, no W-2 or tax returns.
  • Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.