Pays for itselfFits 1 partner lending program

103 Bell St, Havana, FL 32333

Havana, FL 32333 · 4 bd · 1 ba · 1,270 sqft · Single Family · 119 days on market

The math, in full

Asking price
$99,000
Down payment (20%)
$19,800
Loan amount
$79,200
Est. monthly rent
$1,550/mo
Range $1,318–$1,782/mo
Monthly payment, all-in
$780/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.99
$1,550 rent ÷ $780 payment
Monthly cashflow
+$770/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 32333, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$19,800

20% down on $99,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits a current program.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.