1032 Lake Ave, Pueblo, CO 81004

Pueblo, CO 81004 · 4 bd · 2 ba · 3,100 sqft · Single Family · 733 days on market

The math, in full

Asking price: $128,000
Down payment (15%): $19,200
Loan amount: $108,800
Est. monthly rent: $1,100/mo; Range $935 to $1,265/mo
Monthly payment, all-in: $860/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.28; $1,100 rent ÷ $860 payment
Monthly cashflow: +$240/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 81004, from current market comps, not a per-property guess. Medium confidence: a moderate number of comparable rentals in this zip.

Cash to start

$19,200

15% down on $128,000

Your local lender

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Screened against real lending criteria. This one fits 2 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.