Pays for itselfFits 3 partner lending programs

1041 Montview Rd, Fort Collins, CO 80521

Fort Collins, CO 80521 · 5 bd · 1 ba · 2,240 sqft · Single Family · 11 days on market

The math, in full

Asking price
$485,000
Down payment (25%)
$121,250
Loan amount
$363,750
Est. monthly rent
$2,995/mo
Range $2,546–$3,444/mo
Monthly payment, all-in
$2,926/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.02
$2,995 rent ÷ $2,926 payment
Monthly cashflow
+$69/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 5-bedroom homes in zip 80521, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$121,250

25% down on $485,000

Clayhouse Mortgage — ColoradoYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.