10531 Rutgers Rd, Jacksonville, FL 32218

Jacksonville, FL 32218 · 4 bd · 2 ba · 1,138 sqft · Single Family · 116 days on market

The math, in full

Asking price: $222,200
Down payment (15%): $33,330
Loan amount: $188,870
Est. monthly rent: $2,283/mo; Range $1,941 to $2,625/mo
Monthly payment, all-in: $1,825/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.25; $2,283 rent ÷ $1,825 payment
Monthly cashflow: +$458/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 32218, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$33,330

15% down on $222,200

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.