106 E Chandler Rd, Cloud Lake, FL 33406

Cloud Lake, FL 33406 · 4 bd · 4 ba · 1,878 sqft · Single Family · 13 days on market

The math, in full

Asking price: $724,000
Down payment (15%): $108,600
Loan amount: $615,400
Est. monthly rent: $8,995/mo; Range $7,646 to $10,344/mo
Monthly payment, all-in: $5,948/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.51; $8,995 rent ÷ $5,948 payment
Monthly cashflow: +$3,047/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 33406, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$108,600

15% down on $724,000

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.