Pays for itselfFits 3 partner lending programs

1105 Skiff Pl, Sanibel, FL 33957

Sanibel, FL 33957 · 4 bd · 3 ba · 1,714 sqft · Single Family · 330 days on market

The math, in full

Asking price
$699,000
Down payment (15%)
$104,850
Loan amount
$594,150
Est. monthly rent
$12,000/mo
Range $10,200–$13,800/mo
Monthly payment, all-in
$5,742/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
2.09
$12,000 rent ÷ $5,742 payment
Monthly cashflow
+$6,258/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 33957, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$104,850

15% down on $699,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.