Pays for itselfFits 3 partner lending programs

DSCR investment property · Saint Petersburg

1137 Highland St S, Saint Petersburg, FL 33701

Saint Petersburg, FL 33701 · 3 bd · 2 ba · 1,400 sqft · Single Family · 10 days on market

The math, in full

Asking price
$480,000
Down payment (15%)
$72,000
Loan amount
$408,000
Est. monthly rent
$8,000/mo
Range $6,800 to $9,200/mo
Monthly payment, all-in
$3,943/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
2.03
$8,000 rent ÷ $3,943 payment
Monthly cashflow
+$4,057/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33701, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$72,000

15% down on $480,000

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria. This one fits 3 programs.
  • Qualifies on the property's rent, no W-2 or tax returns.
  • Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.