Pays for itselfFits 3 partner lending programs

1145 Rosemary St, Unit 105, Denver, CO 80220

Denver, CO 80220 · 3 bd · 2 ba · 1,340 sqft · Condo · 5 days on market

The math, in full

Asking price
$305,000
Down payment (15%)
$45,750
Loan amount
$259,250
Est. monthly rent
$2,775/mo
Range $2,359–$3,191/mo
Monthly payment, all-in
$2,453/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.13
$2,775 rent ÷ $2,453 payment
Monthly cashflow
+$322/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 80220, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$45,750

15% down on $305,000

Clayhouse Mortgage — ColoradoYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.