1160 Chance Rd, Chipley, FL 32428
Chipley, FL 32428 · 1 bd · 1 ba · 616 sqft · Single Family · 81 days on market
The math, in full
- Asking price
- $105,000
- Down payment (20%)
- $21,000
- Loan amount
- $84,000
- Est. monthly rent
- $1,625/mo
- Range $1,381–$1,869/mo
- Monthly payment, all-in
- $827/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.97
- $1,625 rent ÷ $827 payment
- Monthly cashflow
- +$798/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 1-bedroom homes in zip 32428, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.
Cash to start
$21,000
20% down on $105,000
No credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits a current program.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.