1225 Baker St, Longmont, CO 80501
Longmont, CO 80501 · 4 bd · 1.5 ba · 2,288 sqft · Townhouse · 108 days on market
The math, in full
- Asking price
- $419,000
- Down payment (25%)
- $104,750
- Loan amount
- $314,250
- Est. monthly rent
- $3,000/mo
- Range $2,550–$3,450/mo
- Monthly payment, all-in
- $2,878/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.04
- $3,000 rent ÷ $2,878 payment
- Monthly cashflow
- +$122/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 4-bedroom homes in zip 80501, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$104,750
25% down on $419,000
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 3 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 8, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.