12301 Gulf Beach Hwy, Pensacola, FL 32507
Pensacola, FL 32507 · 3 bd · 2 ba · 1,250 sqft · Single Family · 17 days on market
The math, in full
- Asking price
- $96,000
- Down payment (20%)
- $19,200
- Loan amount
- $76,800
- Est. monthly rent
- Range $1,594–$2,156/mo
- $1,875/mo
- Monthly payment, all-in
- Mortgage + taxes + insurance (PITIA)
- $756/mo
- Cashflow ratio (DSCR)
- $1,875 rent ÷ $756 payment
- 2.48
- Monthly cashflow
- What's left after the payment
- +$1,119/mo
Where the rent number comes from
Median asking rent for 3-bedroom homes in zip 32507, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$19,200
20% down on $96,000
No credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits a current program.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.