12306 E 18th Pl, Tulsa, OK 74128

Tulsa, OK 74128 · 4 bd · 2.5 ba · 2,435 sqft · Single Family · 12 days on market

The math, in full

Asking price: $195,000
Down payment (25%): $48,750
Loan amount: $146,250
Est. monthly rent: $1,275/mo; Range $1,084–$1,466/mo
Monthly payment, all-in: $1,274/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.00; $1,275 rent ÷ $1,274 payment
Monthly cashflow: +$1/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 74128, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$48,750

25% down on $195,000

Your local lender

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Screened against real lending criteria — this one fits 3 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.