12331 Parsons Isle Ter, Palmetto, FL 34221

Palmetto, FL 34221 · 5 bd · 2 ba · 2,217 sqft · Single Family · 5 days on market

The math, in full

Asking price: $344,390
Down payment (15%): $51,659
Loan amount: $292,731
Est. monthly rent: $3,200/mo; Range $2,720 to $3,680/mo
Monthly payment, all-in: $2,829/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.13; $3,200 rent ÷ $2,829 payment
Monthly cashflow: +$371/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 5-bedroom homes in zip 34221, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$51,659

15% down on $344,390

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.