Pays for itselfFits 2 partner lending programs

12443 Harbour Ridge Blvd, Unit 3-6, Palm City, FL 34990

Palm City, FL 34990 · 2 bd · 2 ba · 1,619 sqft · Condo · 112 days on market

The math, in full

Asking price
$159,900
Down payment (15%)
$23,985
Loan amount
$135,915
Est. monthly rent
$2,500/mo
Range $2,125–$2,875/mo
Monthly payment, all-in
$1,687/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.48
$2,500 rent ÷ $1,687 payment
Monthly cashflow
+$813/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 34990, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$23,985

15% down on $159,900

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 2 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.