12811 Seagrass Dr, Punta Gorda, FL 33955
Punta Gorda, FL 33955 · 3 bd · 1,302 sqft · Single Family · 6 days on market
The math, in full
- Asking price
- $274,990
- Down payment (15%)
- $41,249
- Loan amount
- $233,741
- Est. monthly rent
- Range $4,633–$6,267/mo
- $5,450/mo
- Monthly payment, all-in
- Mortgage + taxes + insurance (PITIA)
- $2,259/mo
- Cashflow ratio (DSCR)
- $5,450 rent ÷ $2,259 payment
- 2.41
- Monthly cashflow
- What's left after the payment
- +$3,191/mo
Where the rent number comes from
Median asking rent for 3-bedroom homes in zip 33955, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$41,249
15% down on $274,990
No credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 3 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
Not the one? Browse more in FL →
Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.