12817 Seagrass Dr, Punta Gorda, FL 33955

Punta Gorda, FL 33955 · 4 bd · 2,020 sqft · Single Family · 5 days on market

The math, in full

Asking price: $349,990
Down payment (15%): $52,499
Loan amount: $297,491
Est. monthly rent: $3,650/mo; Range $3,103 to $4,198/mo
Monthly payment, all-in: $2,875/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.27; $3,650 rent ÷ $2,875 payment
Monthly cashflow: +$775/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 33955, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$52,499

15% down on $349,990

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.