13064 Moonrise Ln, Punta Gorda, FL 33955

Punta Gorda, FL 33955 · 3 bd · 3 ba · 2,200 sqft · Single Family · 6 days on market

The math, in full

Asking price: $489,900
Down payment (15%): $73,485
Loan amount: $416,415
Est. monthly rent: $5,450/mo; Range $4,633 to $6,267/mo
Monthly payment, all-in: $4,262/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.28; $5,450 rent ÷ $4,262 payment
Monthly cashflow: +$1,188/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33955, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$73,485

15% down on $489,900

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.