13100 S Mccall Rd, Apt 125, Port Charlotte, FL 33981

Port Charlotte, FL 33981 · 2 bd · 2 ba · 930 sqft · Single Family · 397 days on market

The math, in full

Asking price: $138,500
Down payment (15%): $20,775
Loan amount: $117,725
Est. monthly rent: $1,600/mo; Range $1,360 to $1,840/mo
Monthly payment, all-in: $1,414/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.13; $1,600 rent ÷ $1,414 payment
Monthly cashflow: +$186/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 33981, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$20,775

15% down on $138,500

Your local lender

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Screened against real lending criteria. This one fits 2 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.