Pays for itselfFits 2 partner lending programs

1317 S Perkins Rd, Stillwater, OK 74074

Stillwater, OK 74074 · 4 bd · 2 ba · 1,234 sqft · Single Family · 63 days on market

The math, in full

Asking price
$165,000
Down payment (15%)
$24,750
Loan amount
$140,250
Est. monthly rent
Range $2,083–$2,818/mo
$2,450/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$1,191/mo
Cashflow ratio (DSCR)
$2,450 rent ÷ $1,191 payment
2.06
Monthly cashflow
What's left after the payment
+$1,259/mo

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 74074, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$24,750

15% down on $165,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 2 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.