13539 Mandarin Cir, Naples, FL 34109

Naples, FL 34109 · 5 bd · 4 ba · 3,425 sqft · Single Family · 73 days on market

The math, in full

Asking price: $1,550,000
Down payment (20%): $310,000
Loan amount: $1,240,000
Est. monthly rent: $15,000/mo; Range $12,750 to $17,250/mo
Monthly payment, all-in: $12,810/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.17; $15,000 rent ÷ $12,810 payment
Monthly cashflow: +$2,190/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 5-bedroom homes in zip 34109, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$310,000

20% down on $1,550,000

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.