14361 Sw 136th Ave, Miami, FL 33186

Miami, FL 33186 · 4 bd · 3 ba · 1,840 sqft · Single Family · 45 days on market

The math, in full

Asking price: $404,000
Down payment (15%): $60,600
Loan amount: $343,400
Est. monthly rent: $4,499/mo; Range $3,824–$5,174/mo
Monthly payment, all-in: $3,465/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.30; $4,499 rent ÷ $3,465 payment
Monthly cashflow: +$1,034/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 33186, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$60,600

15% down on $404,000

Your local lender

View →

No credit pull. No obligation. A loan officer confirms real terms within one business day.

Screened against real lending criteria — this one fits 3 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 9, 2026.

Not the one? Browse more in FL →

Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.