Pays for itselfFits 3 partner lending programs

1489 Sw 1st St, Homestead, FL 33030

Homestead, FL 33030 · 4 bd · 3 ba · 1,618 sqft · Townhouse · 104 days on market

The math, in full

Asking price
$378,900
Down payment (15%)
$56,835
Loan amount
$322,065
Est. monthly rent
$4,300/mo
Range $3,655–$4,945/mo
Monthly payment, all-in
$3,180/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.35
$4,300 rent ÷ $3,180 payment
Monthly cashflow
+$1,120/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 33030, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$56,835

15% down on $378,900

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.