Pays for itselfFits 3 partner lending programs

15823 Elina Sky Dr, Punta Gorda, FL 33982

Punta Gorda, FL 33982 · 3 bd · 2.5 ba · 1,951 sqft · Single Family · 120 days on market

The math, in full

Asking price
$359,000
Down payment (15%)
$53,850
Loan amount
$305,150
Est. monthly rent
$4,795/mo
Range $4,076–$5,514/mo
Monthly payment, all-in
$3,335/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.44
$4,795 rent ÷ $3,335 payment
Monthly cashflow
+$1,460/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33982, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$53,850

15% down on $359,000

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.