Pays for itselfFits 2 partner lending programs

15923 Nw 118th Pl, Alachua, FL 32615

Alachua, FL 32615 · 2 bd · 1.5 ba · 1,071 sqft · Single Family · 135 days on market

The math, in full

Asking price
$149,997
Down payment (15%)
$22,500
Loan amount
$127,497
Est. monthly rent
$2,275/mo
Range $1,934–$2,616/mo
Monthly payment, all-in
$1,232/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.85
$2,275 rent ÷ $1,232 payment
Monthly cashflow
+$1,043/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 32615, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$22,500

15% down on $149,997

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 2 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.