Pays for itselfFits 3 partner lending programs

1608 Vizcaya Ln, Naples, FL 34113

Naples, FL 34113 · 4 bd · 3 ba · 2,006 sqft · Single Family · 153 days on market

The math, in full

Asking price
$639,000
Down payment (15%)
$95,850
Loan amount
$543,150
Est. monthly rent
Range $10,625–$14,375/mo
$12,500/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$5,642/mo
Cashflow ratio (DSCR)
$12,500 rent ÷ $5,642 payment
2.22
Monthly cashflow
What's left after the payment
+$6,858/mo

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 34113, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$95,850

15% down on $639,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.