161 Colton St, Unit 161, Lakeland, FL 33815

Lakeland, FL 33815 · 2 bd · 1 ba · 736 sqft · Single Family · 166 days on market

The math, in full

Asking price: $76,900
Down payment (20%): $15,380
Loan amount: $61,520
Est. monthly rent: $1,295/mo; Range $1,101 to $1,489/mo
Monthly payment, all-in: $606/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 2.14; $1,295 rent ÷ $606 payment
Monthly cashflow: +$689/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 33815, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$15,380

20% down on $76,900

Your local lender

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Screened against real lending criteria. This one fits a current program.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.