16465 Ne 22nd Ave, Apt 118, North Miami Beach, FL 33160

North Miami Beach, FL 33160 · 1 bd · 1 ba · 658 sqft · Condo · 81 days on market

The math, in full

Asking price: $142,000
Down payment (15%): $21,300
Loan amount: $120,700
Est. monthly rent: $2,200/mo; Range $1,870–$2,530/mo
Monthly payment, all-in: $1,667/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.32; $2,200 rent ÷ $1,667 payment
Monthly cashflow: +$533/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 1-bedroom homes in zip 33160, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$21,300

15% down on $142,000

Your local lender

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No credit pull. No obligation. A loan officer confirms real terms within one business day.

Screened against real lending criteria — this one fits 2 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.