1650 Pine Tree Ln, Apt 103, Sarasota, FL 34236

Sarasota, FL 34236 · 2 bd · 2 ba · 940 sqft · Condo · 34 days on market

The math, in full

Asking price: $309,900
Down payment (15%): $46,485
Loan amount: $263,415
Est. monthly rent: $4,500/mo; Range $3,825 to $5,175/mo
Monthly payment, all-in: $3,531/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.27; $4,500 rent ÷ $3,531 payment
Monthly cashflow: +$969/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 34236, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$46,485

15% down on $309,900

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.