Pays for itselfFits 3 partner lending programs

16521 Kingwood Ln, Unit 2422, Punta Gorda, FL 33982

Punta Gorda, FL 33982 · 3 bd · 2 ba · 2,110 sqft · Single Family · 6 days on market

The math, in full

Asking price
$331,998
Down payment (15%)
$49,800
Loan amount
$282,198
Est. monthly rent
Range $4,076–$5,514/mo
$4,795/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$2,727/mo
Cashflow ratio (DSCR)
$4,795 rent ÷ $2,727 payment
1.76
Monthly cashflow
What's left after the payment
+$2,068/mo

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33982, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$49,800

15% down on $331,998

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.