1655 Elmhurst Rd, Pensacola, FL 32505

Pensacola, FL 32505 · 6 bd · 3 ba · 3,312 sqft · Single Family · 6 days on market

The math, in full

Asking price: $129,000
Down payment (15%): $19,350
Loan amount: $109,650
Est. monthly rent: $1,373/mo; Range $1,167–$1,579/mo
Monthly payment, all-in: $1,060/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.30; $1,373 rent ÷ $1,060 payment
Monthly cashflow: +$313/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 6-bedroom homes in zip 32505, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$19,350

15% down on $129,000

Your local lender

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Screened against real lending criteria — this one fits 2 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.