DSCR investment property · Panama City Beach
1737 Annabellas Dr, Unit 1737, Panama City Beach, FL 32407
Panama City Beach, FL 32407 · 4 bd · 3.5 ba · 1,954 sqft · Townhouse · 35 days on market
The math, in full
- Asking price
- $344,500
- Down payment (15%)
- $51,675
- Loan amount
- $292,825
- Est. monthly rent
- $3,348/mo
- Range $2,846 to $3,850/mo
- Monthly payment, all-in
- $2,830/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.18
- $3,348 rent ÷ $2,830 payment
- Monthly cashflow
- +$518/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 4-bedroom homes in zip 32407, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.
Cash to start
$51,675
15% down on $344,500
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria. This one fits 3 programs.
- Qualifies on the property's rent, no W-2 or tax returns.
- Listing data verified as of July 5, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.