Pays for itselfFits 3 partner lending programs

1756 Valencia Ave, Ormond Beach, FL 32174

Ormond Beach, FL 32174 · 4 bd · 2 ba · 1,206 sqft · Single Family · 125 days on market

The math, in full

Asking price
$245,000
Down payment (15%)
$36,750
Loan amount
$208,250
Est. monthly rent
$2,980/mo
Range $2,533–$3,427/mo
Monthly payment, all-in
$2,013/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.48
$2,980 rent ÷ $2,013 payment
Monthly cashflow
+$967/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 32174, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$36,750

15% down on $245,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.