1765 Ne 145th St, Miami, FL 33181
Miami, FL 33181 · 4 bd · 3 ba · 2,066 sqft · Single Family · 134 days on market
The math, in full
- Asking price
- $1,070,000
- Down payment (15%)
- $160,500
- Loan amount
- $909,500
- Est. monthly rent
- Range $11,475–$15,525/mo
- $13,500/mo
- Monthly payment, all-in
- Mortgage + taxes + insurance (PITIA)
- $8,790/mo
- Cashflow ratio (DSCR)
- $13,500 rent ÷ $8,790 payment
- 1.54
- Monthly cashflow
- What's left after the payment
- +$4,710/mo
Where the rent number comes from
Median asking rent for 4-bedroom homes in zip 33181, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$160,500
15% down on $1,070,000
No credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 3 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.