Pays for itselfFits 3 partner lending programs

1765 Ne 145th St, Miami, FL 33181

Miami, FL 33181 · 4 bd · 3 ba · 2,066 sqft · Single Family · 134 days on market

The math, in full

Asking price
$1,070,000
Down payment (15%)
$160,500
Loan amount
$909,500
Est. monthly rent
Range $11,475–$15,525/mo
$13,500/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$8,790/mo
Cashflow ratio (DSCR)
$13,500 rent ÷ $8,790 payment
1.54
Monthly cashflow
What's left after the payment
+$4,710/mo

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 33181, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$160,500

15% down on $1,070,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.