1855 Ne 121st St, Apt 31, North Miami, FL 33181

North Miami, FL 33181 · 1 bd · 1 ba · 991 sqft · Condo · 190 days on market

The math, in full

Asking price: $165,500
Down payment (15%): $24,825
Loan amount: $140,675
Est. monthly rent: $1,813/mo; Range $1,541–$2,085/mo
Monthly payment, all-in: $1,360/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.33; $1,813 rent ÷ $1,360 payment
Monthly cashflow: +$453/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 1-bedroom homes in zip 33181, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$24,825

15% down on $165,500

Your local lender

View →

No credit pull. No obligation. A loan officer confirms real terms within one business day.

Screened against real lending criteria — this one fits 2 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 9, 2026.

Not the one? Browse more in FL →

Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.