1867 Sixth Ave, Chipley, FL 32428

Chipley, FL 32428 · 3 bd · 1 ba · 1,992 sqft · Single Family · 53 days on market

The math, in full

Asking price: $169,999
Down payment (15%): $25,500
Loan amount: $144,499
Est. monthly rent: $1,625/mo; Range $1,381 to $1,869/mo
Monthly payment, all-in: $1,397/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.16; $1,625 rent ÷ $1,397 payment
Monthly cashflow: +$228/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 32428, from current market comps, not a per-property guess. Medium confidence: a moderate number of comparable rentals in this zip.

Cash to start

$25,500

15% down on $169,999

Your local lender

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Screened against real lending criteria. This one fits 2 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.