Pays for itselfFits 1 partner lending program

1870 Hartridge St, Jacksonville, FL 32209

Jacksonville, FL 32209 · 3 bd · 2 ba · 1,048 sqft · Single Family · 218 days on market

The math, in full

Asking price
$109,900
Down payment (20%)
$21,980
Loan amount
$87,920
Est. monthly rent
Range $1,105–$1,495/mo
$1,300/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$865/mo
Cashflow ratio (DSCR)
$1,300 rent ÷ $865 payment
1.50
Monthly cashflow
What's left after the payment
+$435/mo

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 32209, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$21,980

20% down on $109,900

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits a current program.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.