1951 Gardenia Ct, Riviera Beach, FL 33404

Riviera Beach, FL 33404 · 2 bd · 2.5 ba · 1,302 sqft · Townhouse · 20 days on market

The math, in full

Asking price: $229,000
Down payment (15%): $34,350
Loan amount: $194,650
Est. monthly rent: $4,500/mo; Range $3,825 to $5,175/mo
Monthly payment, all-in: $2,337/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.93; $4,500 rent ÷ $2,337 payment
Monthly cashflow: +$2,163/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 33404, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$34,350

15% down on $229,000

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.