Pays for itselfFits 3 partner lending programs

200 172nd St, Apt 102, Sunny Isles Beach, FL 33160

Sunny Isles Beach, FL 33160 · 2 bd · 1.5 ba · 801 sqft · Condo · 499 days on market

The math, in full

Asking price
$220,000
Down payment (15%)
$33,000
Loan amount
$187,000
Est. monthly rent
Range $3,570–$4,830/mo
$4,200/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$2,317/mo
Cashflow ratio (DSCR)
$4,200 rent ÷ $2,317 payment
1.81
Monthly cashflow
What's left after the payment
+$1,883/mo

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 33160, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$33,000

15% down on $220,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.