Pays for itselfFits 2 partner lending programs

2000 N Congress Ave, Apt 206, West Palm Beach, FL 33401

West Palm Beach, FL 33401 · 1 bd · 1.5 ba · 720 sqft · Condo · 91 days on market

The math, in full

Asking price
$125,000
Down payment (15%)
$18,750
Loan amount
$106,250
Est. monthly rent
Range $2,040–$2,760/mo
$2,400/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$1,452/mo
Cashflow ratio (DSCR)
$2,400 rent ÷ $1,452 payment
1.65
Monthly cashflow
What's left after the payment
+$948/mo

Where the rent number comes from

Median asking rent for 1-bedroom homes in zip 33401, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$18,750

15% down on $125,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 2 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.