20224 Se 156th Pl, Umatilla, FL 32784

Umatilla, FL 32784 · 1 bd · 2 ba · 1,200 sqft · Single Family · 47 days on market

The math, in full

Asking price: $84,000
Down payment (20%): $16,800
Loan amount: $67,200
Est. monthly rent: $1,099/mo; Range $934 to $1,264/mo
Monthly payment, all-in: $661/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.66; $1,099 rent ÷ $661 payment
Monthly cashflow: +$438/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 1-bedroom homes in zip 32784, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$16,800

20% down on $84,000

Your local lender

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Screened against real lending criteria. This one fits a current program.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.