2065 Duncan Rd, Punta Gorda, FL 33982

Punta Gorda, FL 33982 · 3 bd · 4 ba · 1,664 sqft · Single Family · 340 days on market

The math, in full

Asking price: $474,900
Down payment (15%): $71,235
Loan amount: $403,665
Est. monthly rent: $4,795/mo; Range $4,076 to $5,514/mo
Monthly payment, all-in: $3,901/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.23; $4,795 rent ÷ $3,901 payment
Monthly cashflow: +$894/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33982, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$71,235

15% down on $474,900

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.