21280 Ne 23rd Ave, Miami, FL 33180

Miami, FL 33180 · 5 bd · 4 ba · 2,564 sqft · Single Family · 235 days on market

The math, in full

Asking price: $1,799,000
Down payment (20%): $359,800
Loan amount: $1,439,200
Est. monthly rent: $18,000/mo; Range $15,300 to $20,700/mo
Monthly payment, all-in: $14,165/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.27; $18,000 rent ÷ $14,165 payment
Monthly cashflow: +$3,835/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 5-bedroom homes in zip 33180, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$359,800

20% down on $1,799,000

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.