Pays for itselfFits 3 partner lending programs

217 Pinon Cswy, Unit 3026, Pagosa Springs, CO 81147

Pagosa Springs, CO 81147 · 3 bd · 2 ba · 1,428 sqft · Condo · 307 days on market

The math, in full

Asking price
$308,500
Down payment (15%)
$46,275
Loan amount
$262,225
Est. monthly rent
$2,650/mo
Range $2,253–$3,047/mo
Monthly payment, all-in
$2,072/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.28
$2,650 rent ÷ $2,072 payment
Monthly cashflow
+$578/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 81147, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$46,275

15% down on $308,500

Clayhouse Mortgage — ColoradoYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.