Pays for itselfFits 3 partner lending programs

225 Barn Owl Ave, Fort Lupton, CO 80621

Fort Lupton, CO 80621 · 4 bd · 1,826 sqft · Single Family · 5 days on market

The math, in full

Asking price
$474,990
Down payment (25%)
$118,748
Loan amount
$356,242
Est. monthly rent
$2,980/mo
Range $2,533–$3,427/mo
Monthly payment, all-in
$2,866/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.04
$2,980 rent ÷ $2,866 payment
Monthly cashflow
+$114/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 80621, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$118,748

25% down on $474,990

Clayhouse Mortgage — ColoradoYour local lender
View →

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

Not the one? Browse more in CO

Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.