Pays for itselfFits 3 partner lending programs

DSCR investment property · Sunny Isles Beach

230 174th St, Apt 814, Sunny Isles Beach, FL 33160

Sunny Isles Beach, FL 33160 · 3 bd · 3 ba · 2,400 sqft · Condo · 117 days on market

The math, in full

Asking price
$650,000
Down payment (15%)
$97,500
Loan amount
$552,500
Est. monthly rent
$7,900/mo
Range $6,715 to $9,085/mo
Monthly payment, all-in
$6,333/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.25
$7,900 rent ÷ $6,333 payment
Monthly cashflow
+$1,567/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33160, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$97,500

15% down on $650,000

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria. This one fits 3 programs.
  • Qualifies on the property's rent, no W-2 or tax returns.
  • Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.