2348 Shelley St, Apt 1, Clearwater, FL 33765
Clearwater, FL 33765 · 2 bd · 1 ba · 913 sqft · Condo · 91 days on market
The math, in full
- Asking price
- $99,000
- Down payment (20%)
- $19,800
- Loan amount
- $79,200
- Est. monthly rent
- $1,650/mo
- Range $1,403–$1,897/mo
- Monthly payment, all-in
- $1,210/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.36
- $1,650 rent ÷ $1,210 payment
- Monthly cashflow
- +$440/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 2-bedroom homes in zip 33765, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$19,800
20% down on $99,000
No credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits a current program.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.